Oh, yes, we are ALL wrong just because we have an opinion. Get off your high horse.
XP is annoying as hell because there is SO MUCH crap you have to disable just to get it like Win2k. Question: Why bother making XP like Win2k? Just use Win2k in the first place!
It's like the people who install Linux with the hope of having it run like windows. It AIN'T windows, so quit trying to make it something it's not!
Anyway, BSODs seem to be a tossup. I have absolutely no BSODs on my computer (probably for at least 6 months, or more), and I've yet to format. My friend who uses XP formats every 2 weeks, and trust me, its not because he likes to. He switched to Win2k, and hasn't formatted since (been about 6 weeks now).
Speed: Definately faster right out of the box. It loads less stuff than XP. A LOT less. Also, to assume that XP can be faster is being ignorant. How the hell can an OS which loads more stuff end up faster than the OS it is (VERY HEAVILY) based off of? Win2k == XP, just with a TON of crap added to it that makes it less stable and slow. Sure you can turn this stuff off, but even if you do, you're only going to be as fast as the core kernel, which hasn't changed since Win2k. (Not to mention that this brings up the Why Bother? argument)
And Os: to your pagefile part: Uhh who cares and why bother? If you want to talk small page files, then go back to Win95, which had no problem with virtually no virtal memory at all. If you want really good pagefile handling (as in, it isn't used at all unless ram is CRITICALLY LOW), go to linux :p
And finally, Os, instead of just outright saying we are all wrong, put some facts out there. Prove us wrong. The other people have.