Alright I am tired of my Grand Prix. I broke a spark plug in the engine last weekend and it almost cost me $1200 to fix (Have to take the engine apart) and it finally dawned on me I just need to get rid of it. Too many problems, sick of it, etc.
Well I found this really beautiful 3.8L 2000 Grand Prix GTP. The greatest engine to come out of the US (not saying much) by many is considered this. Amazing engine, easy to work on, heck you can do alot of repairs in the driveway. And since I know some Grand Prix buffs they can help.
Now my engine is the evil 3.4, the one they never should have made. As my brother who works at Car Max puts it, "One of the worst ideas that GM should have left in the closet."
Anyway, I asked my mom to cosign the loan and she refuses to cosign. Even though I have some credit, I wanna get the low 5.05% APR my bank has for used car loans. It's about $200 a month to pay back though, which is less than my current note. And repairs would be way, way easier.
Anyway, my mom wants me to TAKE her mom's car. See, my grandmother has alzheimer's, and owns a 1990 Mazda 626. The car has only like 50K on it, it really is a grocery getter. It only goes out on Saturday (for the past 3 years) driven by my uncle to get the groceries. The reason they keep it is cause she feels "Secure" having a car even though she has not driven in 3 years and no longer can legally drive.
My mom wants to ask my uncle for it cause my mom and uncle don't get along that well. I mean come on, it's my mom. Well, I personally think its kind of mean to be taking advantage of my grandmother. She might have alzheimer's but still. What did my mom say?
"Oh, it's not like she'll remember after a few weeks anyway. Just have Todd tell her he needs to borrow it for a few weeks while his car is in the shop and she'll forget she ever owned it."
That's right, rather than cosign a loan, my mom wants to trick her mom into letting me have the car. See, my mom and uncle own all her posessions now by law. They have control over her car, her home, her bank account, everything. Just in case something happens. So we don't even need her permission for me to get the car. My grandmother had a dog for TEN YEARS, and they had to put it to sleep last year. TEN YEARS. She has only had altimerz for the past 5 or so. Within a week and a half of that dog being put to sleep, she has NO recollection of the dog. None. Ten years. She has lived in the same home for over 20 years, and she doesn't even recognize it when driving down the street.
All I gotta do is talk to my uncle, toss in my $0.02 that I personally think it is wrong for my mom to even suggest tricking their mother into giving me her car, and that I am gonna "ask" him for the sole purpose of him denying it to me. See, my uncle has more leverage and ability to backslap my mom in the face. If he says no, she won't be a ***** to him and make stupid pointless threats. He knows though she would to me, and I just don't want to put up with it. So I'm gonna tell him everything later tonight so he can "say no" even though I could care less if he said yes. I just don't want to take advantage of her.
Now here is the kicker. My grandma (my dad's mom) hates and despises[/i] my mom. I guarantee if she could, she'd remove my mother's genes from me. There is nothing but pure hate towards her, and my grandma at any chance she gets likes to prove my mom wrong in our eyes (my 4 brothers). She use to take us on vacation to Disney World, etc. cause my mom never would. Why? Cause, aside from loving us (That's what grandparents do) she wanted to remind us that my mom never would. Hell, she has a point.
Now, my grandma has purchased some kind of motor vehicle for every one of my brothers. Not me though, never asked. Not gonna ask either. My grandma has scary good perfect credit. Basically I'm gonna ask her to cosign the loan and let me get the other car. Remember what I said above? Yeah, she most likely will cosign. Note, I am paying for the car, I just need her to cosign so I can get lower interest. So in no way am I using her to get money and exploit her beyond just using her for a lower interest.
Now, and this is a far stretch but it might happen, my grandma might even just give me the $$ for the car, and I just pay her back monthly. She might give me half the $ for the car and get the loan for the other half, pay off the loan then begin paying her back. I dunno, I'm gonna take her to lunch tomorrow and talk it over. Worst is she'll refuse to cosign, which I doubt.
All I gotta do though is find someone to pick up payments for my current car. It really runs great, it is just repairs can be a *****.
BTW here is a photo of the car I want.
Well I found this really beautiful 3.8L 2000 Grand Prix GTP. The greatest engine to come out of the US (not saying much) by many is considered this. Amazing engine, easy to work on, heck you can do alot of repairs in the driveway. And since I know some Grand Prix buffs they can help.
Now my engine is the evil 3.4, the one they never should have made. As my brother who works at Car Max puts it, "One of the worst ideas that GM should have left in the closet."
Anyway, I asked my mom to cosign the loan and she refuses to cosign. Even though I have some credit, I wanna get the low 5.05% APR my bank has for used car loans. It's about $200 a month to pay back though, which is less than my current note. And repairs would be way, way easier.
Anyway, my mom wants me to TAKE her mom's car. See, my grandmother has alzheimer's, and owns a 1990 Mazda 626. The car has only like 50K on it, it really is a grocery getter. It only goes out on Saturday (for the past 3 years) driven by my uncle to get the groceries. The reason they keep it is cause she feels "Secure" having a car even though she has not driven in 3 years and no longer can legally drive.
My mom wants to ask my uncle for it cause my mom and uncle don't get along that well. I mean come on, it's my mom. Well, I personally think its kind of mean to be taking advantage of my grandmother. She might have alzheimer's but still. What did my mom say?
"Oh, it's not like she'll remember after a few weeks anyway. Just have Todd tell her he needs to borrow it for a few weeks while his car is in the shop and she'll forget she ever owned it."
That's right, rather than cosign a loan, my mom wants to trick her mom into letting me have the car. See, my mom and uncle own all her posessions now by law. They have control over her car, her home, her bank account, everything. Just in case something happens. So we don't even need her permission for me to get the car. My grandmother had a dog for TEN YEARS, and they had to put it to sleep last year. TEN YEARS. She has only had altimerz for the past 5 or so. Within a week and a half of that dog being put to sleep, she has NO recollection of the dog. None. Ten years. She has lived in the same home for over 20 years, and she doesn't even recognize it when driving down the street.
All I gotta do is talk to my uncle, toss in my $0.02 that I personally think it is wrong for my mom to even suggest tricking their mother into giving me her car, and that I am gonna "ask" him for the sole purpose of him denying it to me. See, my uncle has more leverage and ability to backslap my mom in the face. If he says no, she won't be a ***** to him and make stupid pointless threats. He knows though she would to me, and I just don't want to put up with it. So I'm gonna tell him everything later tonight so he can "say no" even though I could care less if he said yes. I just don't want to take advantage of her.
Now here is the kicker. My grandma (my dad's mom) hates and despises[/i] my mom. I guarantee if she could, she'd remove my mother's genes from me. There is nothing but pure hate towards her, and my grandma at any chance she gets likes to prove my mom wrong in our eyes (my 4 brothers). She use to take us on vacation to Disney World, etc. cause my mom never would. Why? Cause, aside from loving us (That's what grandparents do) she wanted to remind us that my mom never would. Hell, she has a point.
Now, my grandma has purchased some kind of motor vehicle for every one of my brothers. Not me though, never asked. Not gonna ask either. My grandma has scary good perfect credit. Basically I'm gonna ask her to cosign the loan and let me get the other car. Remember what I said above? Yeah, she most likely will cosign. Note, I am paying for the car, I just need her to cosign so I can get lower interest. So in no way am I using her to get money and exploit her beyond just using her for a lower interest.
Now, and this is a far stretch but it might happen, my grandma might even just give me the $$ for the car, and I just pay her back monthly. She might give me half the $ for the car and get the loan for the other half, pay off the loan then begin paying her back. I dunno, I'm gonna take her to lunch tomorrow and talk it over. Worst is she'll refuse to cosign, which I doubt.
All I gotta do though is find someone to pick up payments for my current car. It really runs great, it is just repairs can be a *****.
BTW here is a photo of the car I want.
I can't think of anything to put here right now.