I have to go with Ubuu on this one.
You definitely need to spend a lot of time researching, just asking us and expecting an answer will probably not work out. If cost is such a concern, you have to either look for loans or look for a school close by so you can continue mooching off of your parents. I'm not familiar with any film schools in the New England area, but I have dealt a bit with the financial aspects of school. I'm not sure if you are academically inclined, but there are quite a few sites with information on scholarships that you can apply for. If $800-1000 is too much, try and get as many scholarships as you can. Even if it is only $100, every bit helps. Basically, if you plan to dorm and you don't get a scholarship, your pocket will get "raped." You can have it all and expect to pay little to nothing; you're going to have to invest a lot to dorm at a good school. You may very well spend years paying back loans. My father struggled with it for years, so I decided to go to a local school instead and live at home. Not being in heavy debt when I graduate is going to be a wonderful feeling. Staying at home is really not that bad, so I think you should consider that option.
You might want to post more information about yourself, such as your grades, what kind of school you are looking for ("film" isn't very descriptive), and how much you can afford to spend. If you are really set on the New York Film Academy, then I suggest seeing what options you have for loans or grants.
[This message has been edited. Deal with it.]