I'm pretty sure they mail you a check, at least most companies do.

I think about this every time I deposit a check into my checking account..

That isn't what I did. If you would have read other posts, I outlined EXACTLY how I earned a higher credit score in the span of about a year.





Dude, no one is going to give you a $25,000 personal loan if you're a student and only make $15,000 a year. It's what we lay men might call retarded.


Having good credit doesn't turn your bank, credit card company, employer, landlord, or utility company into an idiot it makes them trust you more, because you have a proven track record of not being a bottom feeder.

That is precisely what I said, only less robtardedly.

I have a "Citi Dividend Platinum Select Visa Card" with an APR of 14.999%, a limit of $9600, and no annual fees. It gives me 2% cashback on all purchases at grocery stores, drugstores, gas stations, and for my utilities. I get 1% cashback for everything else. It has been relatively trouble free for me and it is pretty easy to manage with their online services. I have no complaints yet.

Get an American Express card. Then you'll be able to show everyone how much of a baller you are whenever you whip it out.

The fact that you expect this from a bank or lender means you don't understand risk potential.

To give you a good example, you should try dancing in the middle of the highway at around noon. If you don't understand risk potential after that continue dancing until you are forcibly stopped.

you seriously aren't making any sense. Define "this" in your post.

Exactly what you quoted out of context from my post.

Jeez, when did you become such a mouth breather dude?

Get a good checking account and you will earn interest. I made $30 last month..doing nothing..

When the company that makes those nasal strip things switched the adhesive and caused me to break out in hives.

All threads go to the same place anymore. :/

I've never had a credit card & haven't needed one. My credit score is 700+. I've never heard anything good about credit cards. Everyone that I know complains about them.

Because they don't know how to use them responsibly and have thus been burned by their severe short sightedness.

I hate to agree with Rob, but yeah. People ***** and moan all the time. Usually, it's a result of misunderstanding.