This was before I moved here, about 7-8 months ago. So it's probably a little better.
I was actually approved for a mortgage not too long ago (a really really small one) which was cool. The bank I bank with now processed it at the same time they processed the credit check for a credit card, so it didn't knock against my rating. I'll probably end up buying a house in old louisville after I finish my associates degree. The property values are low, but a little research has shown me that they are steadily rising. So the plan is to buy a biggish house, move some friends in, have them pay me some rent to go directly onto the mortgage (hopefully the same amount as the monthly minimum) and then match it out of my own income to get it paid down as quick as possible. Then maybe I sell it, or buy another one. Too long of a time away to really know.