I live in an urban environment. I'm less worried about deer and more worried about dear old soccer mom in her Suburban.
I have two conflicting views on helmets and safety gear:
1) It's my HEAD, I should take care of it and spend the money
2) It probably won't help anyway, and I'd rather be dead than a quadriplegic, so meh
I guess I fall somewhere in the middle most of the time.
Most of the gear I wear is to protect me from airborne dangers, like bees, small stones and other flying debris that gets kicked up. A second reason is visibility. I don't wear gear (other than the helmet) to protect me from a gear, I wear it to protect me while I ride. If soccer mom doesn't see me because of her little ******* kid yelling at Shrek on the DVD player, and she hits me, I'm a goner.
Anyway, I am thinking about getting one of
these. It matches my
classy looking British bike better than that brightly colored, wildly patterned stuff many sport guys wear. It's also suited to my height.